Author: Sachin Gupta | Find me on Twitter Follow @sach_gupta
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Continuing in our series of home finance, in previous article, we noticed the shortage of housing in India and the role that Home finance companies can play to plug this housing shortage gap. In this article, we will explore the various terminologies used in home finance such as types of home loans, pre-payment charges, processing fee, secured/unsecured loan, rate of interest, insurance, pre-approved loans, etc. The idea is to equip you with basic yet important terms used in home loan process. Therefore, whenever, you decide to go for the home loan to purchase property, it is advisable to quickly go through the following document.
Not only will this hold you in good position to bargain for lower interest rates with the bank but it will also help you to understand various charges that are incurred while procuring home loans. Home loans as described in the document below can be availed for purposes such as buying a property, construction, land purchase, etc. Irrespective of the type of home loan one is going for, it make sense to compare the various loan options from different banks.
Having understood the various terminologies used in the home loan process, we hope that you will make an informed decision.
Thanks
Follow @sach_gupta
Not only will this hold you in good position to bargain for lower interest rates with the bank but it will also help you to understand various charges that are incurred while procuring home loans. Home loans as described in the document below can be availed for purposes such as buying a property, construction, land purchase, etc. Irrespective of the type of home loan one is going for, it make sense to compare the various loan options from different banks.
Having understood the various terminologies used in the home loan process, we hope that you will make an informed decision.
Thanks
Have any Questions? Tweet to @sach_gupta
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one point i think u missed is to mention about OMBUDSMAN which is the place where consumer must go for if bank charges any undisclosed charges on loans.
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