Friday, April 22, 2016

Buying your Dream Home in Kolkata

Buying a home is every individual’s dream. The feeling of owning a property is priceless, unmatched compared to other types of investments such as stocks or gold. Therefore, there has been a steady rise in demand for good properties in the real estate market, especially in certain fast-developing cities like Kolkata. Real Estate in Kolkata, India for instance has been booming, with buyers spoilt for choice with the increased number of luxury flats, 2 BHK flats, 3 BHK flats, duplexes and compact studio apartments on the list of real estate offerings.

Before you start looking for your dream home, here are a few things you must know.

  • Your requirement
First and foremost, decide on the size of apartment you require. Whether you need a studio apartment, a 2 BHK flat, a 3 BHK flat or an apartment with more space. This decision will obviously depend on the size of your family, if you live on your own or have children, your lifestyle and how much time you spend at home on an average. There may also be several other considerations like whether you need a gymnasium or a community hall in the complex, and in such a case, buying luxury flats in Kolkata that come with various amenities, would be a wiser option.

  • Your budget
The next very important consideration is the budget. Know your budget and choose properties accordingly. When budgeting, consider all additional expenses such as property registration costs, legal expenses, stamp duty and taxes. If you are opting for a bank loan, it is important to consider the down payment amount. Most banks require a 20% of the total property value as down payment, in addition to loan processing fees and charges. Arrange the funds in advance so that the entire process of buying a property becomes faster and simpler.

  • Car parking
These days, buying a car park along with your apartment is almost imperative. Check if you need a covered car parking facility or an open car park. It goes without saying that a covered car park often costs a little more than an open car park. Once decided, it is important to include this in your budget too.

  • Preferred location
When deciding on buying your dream home, another important thing to consider is its location. Make sure the property is located close to your workplace and the school, if you have a family with children. What’s more, opting for a property in an area that is well-connected with public transport and has amenities like market, hospital, library etc. is sure to fetch you good returns in case you decide to sell your flat in the future. Neighborhood is also a very important factor. Residential complexes in Kolkata with both budget and luxury flats offer a two-fold benefit - the convenience and amenities of city living and the comfort of a tranquil locale.

  • Resale or brand new?
While location is of great importance, another thing to consider while investing in real estate is the age of the property. First decide, if you would like to buy a resale property or a brand new place. Old properties sometimes can be bought at a much lower rate and can be refurbished in the future to restore the past glory. Then again, new buildings offer modern amenities like club house, community halls, kids’ play area and much more.

  • Know the developer
Do your research and opt for a property that is being developed by a reputed builder. Renowned real estate groups not only use good quality materials, but also guarantee timely possession, easy transparent transaction and even compensate the buyers in case of delayed construction. This gives the home buyer complete peace of mind.

Once this initial filtering has been done, the process of settling for that one perfect property to fit all your needs will become much simpler and quicker.

Summary: Buying your dream home is never easy. To make sure you choose a property that perfectly fits all your needs, we have listed out a few pointers. Follow these and make the right choice.

Author Bio: One of the leading players in the real estate market, Ideal Group takes pride in its rich portfolio of world-class ongoing and upcoming residential projects in Kolkata. The Group has truly embodied their tagline "Pillars of Trust" and won the trust of countless customers.

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