Friday, January 30, 2015

Which are the governing and regulatory bodies for Housing Finance sector in India?

Author: Sachin Gupta | Find me on Twitter

Continuing with our focus on housing finance sector in India, in this article, we will discuss the role and importance of regulatory bodies governing the housing finance sector in India. Given the pace at which housing finance sector has grown over the years, it becomes imperative that established and emerging housing finance players abide by the rules.

In order to ensure smooth functioning of the housing sector, these regulatory bodies lay down the general principles of lending to customers. While Reserve Bank of India (RBI) is responsible for monetary policy of the country, the National Housing Bank (NHB) oversees housing finance companies. NHB also supports and promotes housing finance institutions.

In addition to these 2 institutions, there are committees/institutions set-up by states and central governments which also have a say in regulation of the housing finance sector. Additionally, Banks and Housing finance companies are also regulated by the Securities & Exchange Board of India (SEBI).

Find below the detailed list of regulators governing the housing finance sector in India:



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